Visa Credit Card with No interest for 24 months [2024]

I have some good news if you’re looking for a Visa credit card with a long, no-interest promotional period! While there isn’t a card currently showing a full 24 months, several come close, with some reaching up to 21 months. Here are a few options you might want to consider:

No Interest Credit Cards for 24 Months Alternatives

Wells Fargo Reflect® Card

0% intro APR for 21 months from account opening on buys and qualifying balance transfers. 18.24%24.74%, or 29.99% variable APR after that. Balance transfers made within 120 days from account opening qualify for the introductory rate.

Citi Simplicity® Card

0% Intro APR for 21 months on balance transfers from date of first transfer; after that, the variable APR will be 19.24% – 29.99%, based on your creditworthiness.

Bank of America® Cash Rewards for Students Credit Card

This credit card is exclusively designed for students and provides a 0% introductory annual percentage rate (APR) on purchases for the first 15 months from opening an account. After that, the APR becomes variable and ranges from 16.49% to 26.49%. The card has no annual fee, and you can earn 3% cashback on gas, groceries, and dining while 1% cashback on all other purchases.

Capital One Venture Rewards Credit Card

This card boasts a 0% intro APR on purchases for 15 months from account opening, followed by a variable APR of 17.99% – 27.99%. You’ll also earn 2 miles per dollar on all purchases, which can be redeemed for travel, gift cards, or even statement credits.

While credit cards may offer lengthy introductory 0% APR periods, paying off your entire balance before the promotional period ends is essential to avoid being charged with interest.

In addition, when choosing a card, you should consider annual fees, rewards programs, and balance transfer fees.

It’s also important to note that credit card offers can change frequently, so it’s always a good idea to research and compare multiple cards before applying.

Remember to check your credit score and eligibility before applying for any credit card.

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